What is Title Survey?
What is Title survey?
A Title Survey is a survey map made by a registered professional land surveyor that illustrates the mathematical and physical properties of a parcel of property in relation to map lines, deeds of record, and/or other applicable reference material based on an actual field survey.
It is a thorough investigation and assessment of major elements impacting and influencing boundary locations, ownership lines, rights of way, and easements inside or immediately around a specific lot, parcel, or quantity of real land.
This survey locates, determines, or reestablishes the perimeters, division lines, or boundaries, and area of a certain lot, parcel, or quantity of real estate on the ground.
A Land Title Survey differs from a traditional or standard property survey in that it is used for title insurance purposes and hence must include more detail than a traditional or standard property survey.
The profession of determining land boundaries necessitates the services of a Registered Professional Land Surveyor who is well-versed in the science and art of boundary law, as well as the mechanics of measuring and computing values for such surveys.
Tittle survey purpose
A Land Title Survey’s aim is to establish or reestablish on the ground the physical or record position and extent of real property lines, political borders, or lines defining the perimeters of public or private ownership.
This includes the exteriors or centerlines of recorded easements, evidence indicating the possibility of prescription or limitation rights, and apparent site modifications.
A Land Title Survey is a method of defining and identifying such lines or limits by marking them. As a result, each plot, parcel, lot, or other specified land area is individually located in relation to well-known and established points of reference, bordering properties, and rights of way.
The following are the specifications’ goals: This specification is intended to meet the standard requirements of all title insuring agencies.
This specification specifies procedures and techniques for defining boundaries, quantity, or area, creating a textual description, or platting or mapping real estate as a professional service to the public.
Land Title Surveys may involve, but are not limited to, the accurate locating, monumentation, description, and platting of the following real estate:
- Lots, tracts, plots, blocks, sites, or subdivisions for residential, commercial, or industrial use.
- Acreage parcels suitable for home sites, farms, and ranches.
- Lands for investment, agriculture, or commercial production of timber, crops, animals, oil, gas, coal, or quarries, mines, or other excavations.
- Parks, beaches, lakes, roads, streets, waterways, freeways, and construction sites are examples of public properties.
- Commercial, agricultural, or industrial leases
- Properties that have been improved for the purpose of situating buildings, utilities, or other facilities in relation to the property lines.
- Lot purchases, exchanges, and sales
Tittle Survey Uses
A Land Title Survey can be used to determine proper titles to leases, leases on improvements, and sales of lots.
Also, land surveys are employed as evidence in court actions, establishing boundaries for purposes of subdivision and development.
In addition to the above uses, a title survey is required for many types of conveyancing, including easements across property lines.
It may also be used for landscaping and construction plans.
A Title Survey is directly related to the creation of maps and documents that establish the title to a land parcel, lot, or piece of real estate.
The creation of maps and documents is based upon a legal description (or map) of the real property that may be obtained from:
- An existing legal survey map or plat;
- An existing deed (recorded deed); or
- Local or state records, recorded deeds, deeds at large, and/or other legal sources.
Tittle Survey is also used to recalculate or re-establish boundaries on a lot or parcel of real property which is owned by the US federal government, US state government, various state and local governments, or who by deed or recorded will.
Land titles are often used to confirm the ownership of real estate. The Title Surveyor is trained to evaluate the property’s boundaries accurately and therefore clear title.
Tittle Survey vs Boundary Survey
A Tittle Survey refers to a professional opinion concerning boundaries of a real property lot, parcel, or site in relation to existing maps and records.
A Boundary Survey is used for legal purposes and documents which are usually intended for sale or transfer of ownership
A Tittle Survey is similar to a boundary survey except that it places more emphasis on the property lines, not the centerline.
A Tittle Survey is used to describe a piece of real property in relation to official records or surveys, while a boundary survey uses all available information and evidence in order to construct a line around the outside of a specific property.
The purpose of both types of surveys is to locate, mark and describe the boundaries of property for legal purposes or as requested by potential investors and/or customers or purchasers.
The only significant difference between a Tittle Survey and a Boundary Survey is the overall scope of work involved in performing each type of survey.
In both cases, the surveyor performs an objective opinion and analysis regarding the actual boundaries.
For both types of surveys, an actual survey is performed by a professional land surveyor’s office.
The Tittle Surveyor takes a more objective approach to property boundary interpretation than other professionals trained to perform Boundary Survey.
Tittle Survey Summary
A Tittle Survey is a professional land survey that is used to establish the exact boundaries of a property and to exercise legal opinions on those boundaries.
This type of survey is usually done for legal purposes and/or for national or state governments.
Tittle Surveys are based upon existing maps, records, surveys, or fieldwork – which may be very different from platting.
The surveyor uses all of the available evidence, compiles it, and provides an objective opinion regarding the location of the property.
Tittle Survey Advantages
A Tittle Surveyor is trained to discern, collect evidence, and interpret the physical boundaries of a property. This experience allows them to evaluate the legal limitations of other land survey reports and their own observations.
A Tittle Surveyor is familiar with the existing maps and records and uses them in their analysis of the area’s boundaries.
A Tittle Surveyor maintains a professional relationship with local or state government offices that are involved in land administration. They can quickly obtain any required government information, registration certificates or deeds, etc.
Tittle Survey Disadvantages
A Tittle Surveyor may not have the same level of experience, knowledge or equipment as a professional land surveyor.
If a client requests a boundary survey, it is usually recommended that they hire a professional land surveyor rather than the Tittle Surveyor.
Tittle Surveys are expensive to perform. Charges are typically based upon the amount of work performed and the type of property being surveyed.
What is a tittle survey?
A Tittle Survey is a survey used to establish the boundaries of a piece of real property that is owned by the federal, or state governments.
Does a tittle surveyor work for the government?
Tittle Surveys are often performed on properties that are owned by local and national governments, who can grant them to private citizens.
This survey is not commonly performed by government agents, but may be requested for official deeds and documents.
Why do title companies require a survey?
A Mortgage Location Survey is used to confirm to the title company that what is indicated in the property’s deed is truly transferring in real life.
Simply put, a Mortgage Location Survey ensures that you are receiving what you paid for. Legal descriptions might be difficult to understand.
Why do you need a title survey?
A survey, in addition to the title report, is required for the lender’s insurance policy. In order to obtain lender’s title insurance, an underwriter may require a survey. Otherwise, the insurance will most likely exclude coverage for problems revealed by the survey.
What is a title survey in Texas?
A home title survey is a survey of real estate conducted by a licensed surveyor. These surveys are required by title companies in order to close real estate transactions and insure the property’s title.
These surveys, which typically include a boundary, improvements, and easements, are typically required for real estate transactions.
Do title companies insure surveys?
Remember that title insurance protects both the property owner who buys the property and the lender/mortgage company. If the property buyer conducts a boundary survey on the property, the title company will also give survey coverage.
What is a non-title survey?
Non-title surveys are used to demarcate land parcels, whereas title surveys are used to register land parcels in the Deeds Office.
Why would someone survey my property without my permission?
That surveyor, it turns out, either has a clear legal right to your land or is trespassing. If the surveyor is trespassing, they are treated the same as any other intruder. In your local state, surveyors will most likely acquire access to your home only if a special interest group pushes the issue into law.
Tittle Survey benefits?
A Tittle survey is an official legal document which is used to establish boundaries and determine the exact ownership of real property.
Here are some benefits of a tittle survey:
- Easier to understand and interpret than other surveys
- Easier access to government and other resources for boundary research
- Legal protection on property boundaries for many legal uses, including encroachments, easements, buildings, sales, and more.
- May save money on fees for deed registrations and title insurance.
Why would I need a boundary survey?
A boundary survey will make boundaries clear for anyone who looks at the title report in the future.
Tittle Survey Disadvantage?
Tittle Surveys are generally expensive, but the price is based on how much work is involved and how extensive it should be.
Why would I need a legal boundary survey?
A legal boundary survey is actually done with two purposes in mind: to establish accurate property lines and to determine what existing boundaries are within the area of the property.
A legal survey is necessary for any state or federal government property transfers. It also helps with land sales and planning, as well as defining easements, rights-of-way, minerals and other land features on the title report.
Tittle survey vs boundary survey difference?
A boundary survey will usually include a site map, indicating where improvements and other structures are located. It’s also important to collect a lot of physical evidence: trees, fences and so forth.
A tittle survey is designed for finding the location of boundaries on a plat that is already created.
What does a tittle surveyor do?
The tittle surveyor files for ownership of the property with local government offices, files for transferable deeds on state government land, and files preliminary notices/applications with regulatory agencies.
Tittle surveys are usually performed by a transfer agent of the government.
Normally, a tittle survey is performed on a property that has some title to it, although it can also be performed on unregistered federal or state government land.
How do I get a legal tittle survey?
To get a legal tittle survey, you need to contact your local county recorder’s office or county clerk’s office and make an appointment with their office.
Tittle survey cost?
Costs for a tittle survey range from $500 to $4,500, depending on the size of the property being surveyed. Most local state and county recorders offices charge around $200-300.
Tittle surveyor legal?
The majority of these legal surveys are performed by licensed surveyors.
However, if you could show that you have an actual ownership interest in the property or if you feel the boundary is off by more than 10 feet, then technically you do not need a license to perform that job either.
What are some of the benefits of getting a tittle survey?
A Tittle Survey ensures that you are receiving what you paid for and protects your property from encroachment and other problems with boundaries.
Is a tittle survey important to get for a property?
A tittle survey is typically required by the seller’s title insurance company and lender. They ensure that the property you are buying has clear title, no encroachments and does not have neighbors who could claim some right to your land.
What is an easement?
An easement is a legal right to use neighboring land for a particular purpose. There are two types of easements: possessory and non-possessory.
Boundary survey components?
A boundary survey includes all of these things:
- Legal description of the land
- Existing title
- Identify or create any easements, rights-of-way, or other legal restrictions affecting the properties’ title.
- Survey of the property’s boundaries
- Determination of the exact location of boundaries, which may include well points, road center lines and other natural features.
What is a surveyor?
A surveyor is an individual who has the knowledge and experience to conduct a survey and then calculate its precise location.
The tittle surveyor does not usually charge for their services, but does require compensation for their extended time; however, private surveys can be performed as far as money.
Is tittle survey really required?
Tittle surveys are typically required when purchasing a property, and most lenders require them before issuing a loan.
They also help you protect your property’s boundaries from encroachment or other problems with boundaries. Surveys do cost money, but it is usually fairly inexpensive and can save you time, money and stress in the future.
All this said, remember that a boundary survey is required for any state or federal government property transfers.